Comments for Debt Consolidation Magic

Comment on Suze Orman’s Debt Consolidation Tips by ganguerito

ganguerito — Sun, 10 Jan 2010 22:40:35 +0000

HA!!! Just do not pay them off and hell with the credit cards!

Comment on Debt Consolidation a SCAM? by MiCasaMiDinero

MiCasaMiDinero — Fri, 08 Jan 2010 17:17:18 +0000

mb0276,
Of course CCCS is funded by the big credit card companies. Wonder why? Because they rather get paid some money rather than none. If CCCS did not exist, consumers would simply TRY to file BK or do use a debt settlement company. If they could not BK, then they would get a judgment and end up in more trouble. If they decided to use a debt settlement company then the credit score would be damanged just as bad.

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Comment on Suze Orman’s Debt Consolidation Tips by eldrama1

eldrama1 — Thu, 07 Jan 2010 15:02:41 +0000

your credit score is damaged for 7 years whether you settle or not; so, why the hell pay anything?

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Comment on Debt Consolidation a SCAM? by MiCasaMiDinero

MiCasaMiDinero — Wed, 06 Jan 2010 13:56:14 +0000

Also, CCCS organizations help the consumer work out a payment plan that can work for the consumer not the credit card company.
In regards to your credit comment, you do need to keep your credit working. Meaning you need to show activity in order to have a good credit score. HOWEVER, you do not need to get into debt in order to have good credit. People need to realize that spending as low as $30-50 is enough to create activity on your credit account and history.

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Comment on Debt Consolidation a SCAM? by srp960

srp960 — Tue, 05 Jan 2010 07:30:05 +0000

This girl settled her $7000 debt in the 90’s. How in the world was she able to get credit cards AGAIN and now she is $33,000 in debt.
This girl had the idea that she was never going to have to pay anyway.

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Comment on Suze Orman’s Debt Consolidation Tips by sainifabulous

sainifabulous — Mon, 04 Jan 2010 12:05:13 +0000

so im paying them to haggle for me thats bs thank you so much for telling me

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Comment on Debt Consolidation a SCAM? by oscy999

oscy999 — Sat, 02 Jan 2010 12:34:01 +0000

if you settle a debt and tell the collection agency to state that it is “PAID IN FULL” on your credit report, the collector is going to say, no we are not allowed to tell them that….and when the bank looks at your credit report and see’s that you owed 20 grand and paid 7 grand and even if it said “paid in full” it would be obvious that it wasn’t and they would know you are a risk anyways…so thats not logical…

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Comment on Suze Orman’s Debt Consolidation Tips by AdIgnorantiam

AdIgnorantiam — Sat, 02 Jan 2010 05:37:46 +0000

And you honestly think that’s ethical? This is part of the reason we get into economic trouble in the first place.

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Comment on Suze Orman’s Debt Consolidation Tips by ganguerito

ganguerito — Fri, 01 Jan 2010 23:42:37 +0000

well, that;s what I’ve leard from Bushit and his people….hell with world…so let;s do it

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Comment on Debt Consolidation a SCAM? by MiCasaMiDinero

MiCasaMiDinero — Thu, 31 Dec 2009 23:20:47 +0000

The terms of the settlement can be negotiated. If one of those terms is to report the account as paid in full, they’ll have to follow through.
However, it has to be in writing and not just in a plain conversation. This physical proof in writing may be used for the credit bureaus to rectify your credit report in case the creditor does not follow through with the promise of reporting the account as paid in full.
There are creditor that will do it and there are creditor that will not.Negotiate!

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